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Sablewood / USDA loans

USDA loans

A USDA home loan is a mortgage guaranteed by USDA Rural Development for homes in eligible areas. Eligible borrowers may buy with no down payment if the property location and household income meet program limits.

At a glance

  • Property must be in an eligible area
  • Household income limits apply
  • Often no down payment for eligible borrowers
  • Guarantee fees apply

Common questions

Is my area eligible?

Check the official USDA eligibility map, or ask a loan officer to check an address.

Are there income limits?

Yes, based on household size and county. Your loan officer can check the current limits.

Can I buy a manufactured home?

In some cases. Requirements apply; ask a loan officer.

General information only, not an offer to lend. Eligibility, terms and costs depend on your situation; talk to a licensed loan officer.